{"id":1496,"date":"2025-10-25T19:23:17","date_gmt":"2025-10-25T19:23:17","guid":{"rendered":"https:\/\/mortgagebyspeedy.com\/?page_id=1496"},"modified":"2025-10-26T15:34:55","modified_gmt":"2025-10-26T15:34:55","slug":"pre-qual","status":"publish","type":"page","link":"https:\/\/mortgagebyspeedy.com\/index.php\/pre-qual\/","title":{"rendered":"Pre Qual"},"content":{"rendered":"\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f1495-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"1495\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/index.php\/wp-json\/wp\/v2\/pages\/1496#wpcf7-f1495-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"1495\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.4\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f1495-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/fieldset>\n<style>\n \/* Page shell *\/\n body{font-family:Arial,sans-serif;background:#f7f7f7;margin:0;padding:10px;color:#333}\n\n .page-container{\n display:flex;flex-direction:column;align-items:center;gap:20px;max-width:1200px;margin:0 auto\n }\n @media (min-width: 992px){\n .page-container{flex-direction:row;align-items:flex-start;gap:30px}\n }\n\n \/* Left graphic \/ verbiage *\/\n .verbiage-container{\n flex:0 0 320px;background:linear-gradient(140deg,#e9f5e9 0%,#f7fff7 100%);\n border-radius:12px;box-shadow:0 10px 25px rgba(0,0,0,.08);padding:18px\n }\n .verbiage-header{\n display:flex;align-items:center;gap:12px;margin-bottom:10px\n }\n .verbiage-icon{\n width:42px;height:42px;color:#228B22\n }\n .verbiage-container h4{margin:0;color:#228B22}\n .verbiage-container p{margin:.5rem 0 0;color:#2b6e2b;line-height:1.4}\n\n .hero-img{\n display:block;width:100%;border-radius:10px;margin:12px 0 0\n }\n\n \/* Right column (form) *\/\n .container{flex:1;min-width:0}\n .styled-box{\n background:#fff;border:1px solid #228B22;border-radius:12px;\n box-shadow:0 8px 22px rgba(0,0,0,.08);padding:20px\n }\n\n .form-header{\n display:flex;align-items:center;gap:12px;margin-bottom:14px\n }\n .logo-dot{\n width:40px;height:40px;border-radius:10px;background:#e9f5e9;border:1px solid #228B22;\n display:flex;align-items:center;justify-content:center;color:#228B22;font-weight:700\n }\n .form-header h3{margin:0;color:#228B22}\n\n \/* Two-column grid *\/\n .form-grid{display:grid;grid-template-columns:1fr;gap:12px}\n @media (min-width: 768px){\n .form-grid{grid-template-columns:1fr 1fr}\n }\n .field{display:flex;flex-direction:column}\n .field.full{grid-column:1\/-1}\n\n label{font-weight:700;color:#228B22;margin:2px 0 4px}\n input[type=\"radio\"]{margin-right:10px}\n\n .btn{background:#228B22;color:#fff;padding:10px 16px;border:0;border-radius:8px;cursor:pointer}\n .btn:hover{background:#196619;transform:translateY(-1px)}\n .form-actions{display:flex;justify-content:flex-end;margin-top:10px}\n\n \/* Optional badges *\/\n .badges{display:flex;gap:8px;flex-wrap:wrap;margin-top:8px}\n .badge{background:#f0faf0;color:#2b6e2b;border:1px solid #cde7cd;padding:4px 8px;border-radius:999px;font-size:12px}\n<\/style>\n<div class=\"page-container\">\n <!-- LEFT: graphics & trust -->\n\t<aside class=\"verbiage-container\">\n\t\t<div class=\"verbiage-header\">\n <!-- simple house icon -->\n\t\t\t<p><svg class=\"verbiage-icon\" viewBox=\"0 0 24 24\" fill=\"none\">\n        <path d=\"M3 10.5L12 3l9 7.5v8.5a2 2 0 0 1-2 2H5a2 2 0 0 1-2-2V10.5Z\" stroke=\"currentColor\" stroke-width=\"1.6\"\/>\n        <path d=\"M9 20.9V14h6v6.9\" stroke=\"currentColor\" stroke-width=\"1.6\"\/>\n      <\/svg>\n\t\t\t<\/p>\n\t\t\t<h4>Fast, secure pre-qualification\n\t\t\t<\/h4>\n\t\t<\/div>\n\t\t<p>We respect your privacy. Your information is encrypted and never sold.\n\t\t<\/p>\n\t\t<div class=\"badges\">\n\t\t\t<p><span class=\"badge\">NMLS #2585002<\/span>\n\t\t\t<\/p>\n\t\t\t<p><span class=\"badge\">SSL Secured<\/span>\n\t\t\t<\/p>\n\t\t\t<center>\n\t\t\t\t<p><span class=\"badge\">No spam<\/span>\n\t\t\t\t<\/p>\n\t\t\t<\/center>\n\t\t<\/div>\n\t\t<p><img decoding=\"async\" class=\"hero-img\" src=\"https:\/\/mortgagebyspeedy.com\/wp-content\/uploads\/2024\/10\/cropped-Mortgage-By-Speedy-Logo.jpg\" alt=\"Mortgage By Speedy\" \/>\n\t\t<\/p>\n\t<\/aside>\n\n <!-- RIGHT: form -->\n\t<div class=\"container\">\n\t\t<div class=\"styled-box cf7-quickqual\">\n\t\t\t<div class=\"form-header\">\n\t\t\t\t<div class=\"logo-dot\">\n\t\t\t\t\t<p>MBS\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<h3>Quick Qualification\n\t\t\t\t<\/h3>\n\t\t\t<\/div>\n\t\t\t<div class=\"form-grid\">\n\n <!-- Your Info -->\n\t\t\t\t<div class=\"field\">\n\t\t\t\t\t<p><label for=\"first_name\">First Name *<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"first_name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" id=\"first_name\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"First Name\" value=\"\" type=\"text\" name=\"first_name\" \/><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"field\">\n\t\t\t\t\t<p><label for=\"last_name\">Last Name *<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"last_name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" id=\"last_name\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Last Name\" value=\"\" type=\"text\" name=\"last_name\" \/><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"field\">\n\t\t\t\t\t<p><label for=\"email\">Email *<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" id=\"email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"your@email.com\" value=\"\" type=\"email\" name=\"email\" \/><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"field\">\n\t\t\t\t\t<p><label for=\"phone\">Best Contact Number *<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel\" id=\"phone\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"555-555-5555\" value=\"\" type=\"tel\" name=\"phone\" \/><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\n <!-- Credit \/ Employment -->\n\t\t\t\t<div class=\"field\">\n\t\t\t\t\t<p><label for=\"credit_band\">Estimated Credit Score *<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"credit_band\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" id=\"credit_band\" aria-required=\"true\" aria-invalid=\"false\" name=\"credit_band\"><option value=\"\">&#8212;Please choose an option&#8212;<\/option><option value=\"760+\">760+<\/option><option value=\"740-759\">740-759<\/option><option value=\"720-739\">720-739<\/option><option value=\"700-719\">700-719<\/option><option value=\"680-699\">680-699<\/option><option value=\"660-679\">660-679<\/option><option value=\"640-659\">640-659<\/option><option value=\"620-639\">620-639<\/option><option value=\"&lt;620\">&lt;620<\/option><\/select><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"field\">\n\t\t\t\t\t<p><label for=\"employment\">Employment Type *<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"employment\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" id=\"employment\" aria-required=\"true\" aria-invalid=\"false\" name=\"employment\"><option value=\"\">&#8212;Please choose an option&#8212;<\/option><option value=\"W-2 Full-Time\">W-2 Full-Time<\/option><option value=\"W-2 Part-Time\">W-2 Part-Time<\/option><option value=\"1099 \/ Self-Employed\">1099 \/ Self-Employed<\/option><option value=\"Retired \/ Fixed Income\">Retired \/ Fixed Income<\/option><option value=\"Other\">Other<\/option><\/select><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\n <!-- Scenario -->\n\t\t\t\t<div class=\"field\">\n\t\t\t\t\t<p><label for=\"purpose\">Loan Purpose *<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"purpose\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" id=\"purpose\" aria-required=\"true\" aria-invalid=\"false\" name=\"purpose\"><option value=\"\">&#8212;Please choose an option&#8212;<\/option><option value=\"Purchase\">Purchase<\/option><option value=\"Refinance\">Refinance<\/option><option value=\"Cash-Out Refi\">Cash-Out Refi<\/option><\/select><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"field\">\n\t\t\t\t\t<p><label for=\"occupancy\">Occupancy *<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"occupancy\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" id=\"occupancy\" aria-required=\"true\" aria-invalid=\"false\" name=\"occupancy\"><option value=\"\">&#8212;Please choose an option&#8212;<\/option><option value=\"Primary Residence\">Primary Residence<\/option><option value=\"Second Home\">Second Home<\/option><option value=\"Investment\">Investment<\/option><\/select><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"field\">\n\t\t\t\t\t<p><label for=\"property_type\">Property Type *<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"property_type\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" id=\"property_type\" aria-required=\"true\" aria-invalid=\"false\" name=\"property_type\"><option value=\"\">&#8212;Please choose an option&#8212;<\/option><option value=\"Single Family\">Single Family<\/option><option value=\"Condo\">Condo<\/option><option value=\"Townhome\">Townhome<\/option><option value=\"2-4 Unit\">2-4 Unit<\/option><option value=\"Manufactured\">Manufactured<\/option><\/select><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"field\">\n\t\t\t\t\t<p><label for=\"property_state\">Property State *<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"property_state\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" id=\"property_state\" aria-required=\"true\" aria-invalid=\"false\" name=\"property_state\"><option value=\"\">&#8212;Please choose an option&#8212;<\/option><option value=\"AZ\">AZ<\/option><option value=\"CA\">CA<\/option><option value=\"CO\">CO<\/option><option value=\"NV\">NV<\/option><option value=\"TX\">TX<\/option><option value=\"UT\">UT<\/option><option value=\"Other\">Other<\/option><\/select><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"field\">\n\t\t\t\t\t<p><label for=\"property_zip\">Property ZIP<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"property_zip\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-number\" id=\"property_zip\" aria-invalid=\"false\" placeholder=\"Zip Code\" value=\"\" type=\"number\" name=\"property_zip\" \/><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"field\">\n\t\t\t\t\t<p><label for=\"value\">Purchase Price \/ Property Value ($) *<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"value\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-required wpcf7-validates-as-number\" id=\"value\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Property Value\/Contract Price\" value=\"\" type=\"number\" name=\"value\" \/><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"field\">\n\t\t\t\t\t<p><label for=\"down\">Down Payment \/ Equity ($)<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"down\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-number\" id=\"down\" aria-invalid=\"false\" placeholder=\"Equity\" value=\"\" type=\"number\" name=\"down\" \/><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"field\">\n\t\t\t\t\t<p><label for=\"loan_amount\">Requested Loan Amount ($) *<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"loan_amount\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-required wpcf7-validates-as-number\" id=\"loan_amount\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Value-Equity\" value=\"\" type=\"number\" name=\"loan_amount\" \/><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"field\">\n\t\t\t\t\t<p><label for=\"product_pref\">Program Preference<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"product_pref\"><select class=\"wpcf7-form-control wpcf7-select\" id=\"product_pref\" aria-invalid=\"false\" name=\"product_pref\"><option value=\"Conventional\">Conventional<\/option><option value=\"FHA\">FHA<\/option><option value=\"VA\">VA<\/option><option value=\"USDA\">USDA<\/option><option value=\"Jumbo \/ Other\">Jumbo \/ Other<\/option><\/select><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\n <!-- Income & Debts -->\n\t\t\t\t<div class=\"field\">\n\t\t\t\t\t<p><label for=\"gmi\">Gross Monthly Income ($) *<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"gmi\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-required wpcf7-validates-as-number\" id=\"gmi\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Monthly Gross Income\" value=\"\" type=\"number\" name=\"gmi\" \/><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"field\">\n\t\t\t\t\t<p><label for=\"debts\">Monthly Debt Payments ($) *<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"debts\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-required wpcf7-validates-as-number\" id=\"debts\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Cards \/ Auto \/ Loans total\" value=\"\" type=\"number\" name=\"debts\" \/><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"field full\">\n\t\t\t\t\t<p><label for=\"ti_hoa\">Taxes + Insurance + HOA ($\/mo)<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"ti_hoa\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-number\" id=\"ti_hoa\" aria-invalid=\"false\" placeholder=\"If known \/ Estimate\" value=\"\" type=\"number\" name=\"ti_hoa\" \/><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"field full\">\n\t\t\t\t\t<p><label for=\"notes\">Notes (optional)<\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"notes\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea\" id=\"notes\" aria-invalid=\"false\" placeholder=\"Anything important about your scenario\" name=\"notes\"><\/textarea><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\n <!-- Consent & Anti-spam -->\n\t\t\t\t<div class=\"field full\">\n\t\t\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"acceptance-575\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"acceptance-575\" value=\"1\" aria-invalid=\"false\" \/><span class=\"wpcf7-list-item-label\">I agree to be contacted by phone, SMS, or email. Consent is not a condition of credit.<\/span><\/label><\/span><\/span><\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"field full form-actions\">\n\t\t\t\t\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" id=\"submit-qq\" type=\"submit\" value=\"Get Qualified \u2192\" \/>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1496","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/mortgagebyspeedy.com\/index.php\/wp-json\/wp\/v2\/pages\/1496","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mortgagebyspeedy.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mortgagebyspeedy.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mortgagebyspeedy.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mortgagebyspeedy.com\/index.php\/wp-json\/wp\/v2\/comments?post=1496"}],"version-history":[{"count":2,"href":"https:\/\/mortgagebyspeedy.com\/index.php\/wp-json\/wp\/v2\/pages\/1496\/revisions"}],"predecessor-version":[{"id":1498,"href":"https:\/\/mortgagebyspeedy.com\/index.php\/wp-json\/wp\/v2\/pages\/1496\/revisions\/1498"}],"wp:attachment":[{"href":"https:\/\/mortgagebyspeedy.com\/index.php\/wp-json\/wp\/v2\/media?parent=1496"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}